You have a wide range of Medicare and other senior health insurance options available to you in Coconino County. To make shopping easier, use the navigation links below to show specific plan types. If you are looking for more information about your options click here.
To speak with a Medicare adviser, call us toll-free at 877-549-1452 (TTY 411). Our telephone hours are 6AM to 5PM PST, Monday through Friday.
Coconino County Medicare Insurance Options
Original Medicare (Part A and Part B) is the only Medicare insurance that's standard in Arizona. All private Medicare insurance is regulated by the federal government, but plan and policy availability is regional (e.g., within all parts of Coconino County or throughout the state).
In addition to regional Medicare insurance options, you must match your most important doctor (generally your primary care physician) with a plan. Tens of thousands of doctors don't treat Medicare patients, and those that do don't accept all types of Medicare payment. Some only work with Medicare directly, some only work with specific Medicare Advantage plans, and some do both.
MedicareWire.com seeks to take as much of the guess work out of selecting Medicare health insurance as possible. Our goal is to help you narrow down your plan options before you get on the telephone with a licensed adviser. We know from experience that an educated healthcare consumer is more often satisfied with the care they receive than those who don't do their homework.
Medicare Advantage Insurance in Coconino County
Currently there are no Medicare Advantage plans available in Coconino County, Arizona. Hopefully this will change in the future.
Medicare Supplement Insurance in Coconino County
The only relief Arizona seniors have from the high cost of medical bills is additional insurance. That's because Original Medicare does not set limits on your annual out-of-pocket expenses. It's a serious risk that you need to consider. If you plan to keep your Original Medicare, the solution is Medicare Supplement insurance (Medigap).
A Medigap policy is indemnity insurance that pays the portion of your bill not paid by Medicare (up to the limits of the policy). There are ten lettered plans in Arizona (A through N) that are all standardized. So, no matter what carrier you choose, the lettered plan will be the same, only the premium will be different.
It's critical that you understand how Medigap works. It does not give you extra healthcare benefits. If Medicare does not cover a healthcare expense, Medigap does not cover it. That includes your prescriptions, hearing aids, eye glasses, dental exams and other items that Medicare does not cover. Medigap works with everything covered under Medicare Part A and Part B.
Medicare Prescription Drug Plans in Coconino County
In addition to no out-of-pocket limits, Original Medicare does not cover your prescription medications. It covers medications you need while hospitalized as an inpatient, but for outpatient care you must pay all costs or enroll in a Arizona Medicare Part D plan (PDP) to get cost assistance.
You have a variety of options available to you throughout Arizona. This year there are a total of 6 prescription drug plans available, each with its own formulary. Monthly premiums start at just $26.40 and go up to $102.70 per month for the most inclusive extended plan. While shopping and comparing, don't forget to look at the annual deductible. This is what you will pay at the pharmacy before assistance begins.
Prescription drug insurance is important, so be sure to learn as much as you can about Medicare Part D before enrolling. You'll find plenty of information on our Medicare Part D Frequently Asked Questions and Medicare Part D Coverage pages.
How-To Find a Medicare Doctor in Coconino County, Arizona
We've recently added all Coconino County Medicare doctors (primary care physicians for now) to MedicareWire.com. Doctors who treat Medicare patients are listed by city or town. We have school information, years of experience, hospital affiliations and insurances for doctors in Flagstaff, Forest Lakes, Fredonia, Grand Canyon, Munds Park, Page, Sedona, Tonalea, Tuba City, Williams, and surrounding areas.
This page was last updated on: 11/12/2014.