Don't let all of the Medicare health insurance options in Cochise County scare you. Click one of the plan types below to compare just the Medicare coverage you need. If you're not ready to make a decision click here to discover your options.
To speak with a Medicare adviser, call us toll-free at 877-549-1452 (TTY 411). Our telephone hours are 6AM to 5PM PST, Monday through Friday.
Cochise County Medicare Insurance Options
Original Medicare (Part A and Part B) is the only Medicare insurance that's standard in Arizona. All private Medicare insurance is regulated by the federal government, but plan and policy availability is regional (e.g., within all parts of Cochise County or throughout the state).
In addition to regional Medicare insurance options, you must match your most important doctor (generally your primary care physician) with a plan. Tens of thousands of doctors don't treat Medicare patients, and those that do don't accept all types of Medicare payment. Some only work with Medicare directly, some only work with specific Medicare Advantage plans, and some do both.
The purpose of the MedicareWire.com website is to help guide you through the process of choosing your health insurance. It's all about providing you with the information you need so you can get on the phone with a licensed adviser and finalize your Medicare elections for the year.
Medicare Advantage Insurance in Cochise County
Currently there are no Medicare Advantage plans available in Cochise County, Arizona. Hopefully this will change in the future.
Medicare Supplement Insurance in Cochise County
Original Medicare offers Arizona seniors the most flexibility in their healthcare options, but it also comes with a significant risk: Original Medicare does not have an out-of-pocket limit. This serious risk is the reason the insurance industry offers Medicare Supplemental insurance, also known as Medigap.
Medicare Supplements protect you by paying all or part of the uncovered portions of your Medicare bill (up to the limits of the plan you choose). Each of the ten lettered plans have different coverage levels, but they are all standardized by the Arizona state board of insurance. You simply choose the level of coverage you want and shop for the best premium.
The most important thing to know about Medigap insurance policies is that if Original Medicare doesn’t cover a healthcare service, a Medigap plan won't cover it or any portion of it either. So, unlike Medicare Advantage plans that can offer extras, like coverage for prescription medications, hearing, vision, dental and more, Medicare Supplements are in lock-step with Original Medicare Parts A and B.
Medicare Prescription Drug Plans in Cochise County
One of the most important healthcare benefits needed by most Arizona seniors is prescription medication coverage, and it's not included in Original Medicare. If you want assistance paying for your prescriptions you must enroll in a Medicare Advantage plan that includes it, or join a Medicare Part D plan (PDP).
There are a total of 6 PDPs available to Arizona seniors. Premiums range from $26.40 to $102.70 per month. Also, be aware that some plans have an annual deductible that you must pay at the pharmacy before assistance begins. Some plans have a $0 deductible, but premiums are generally higher.
How-To Find a Medicare Doctor in Cochise County, Arizona
We've recently added all Cochise County Medicare doctors (primary care physicians for now) to MedicareWire.com. Doctors who treat Medicare patients are listed by city or town. We have school information, years of experience, hospital affiliations and insurances for doctors in Benson, Bisbee, Douglas, Elfrida, Fort Huachuca, Hereford, Huachuca City, Pearce, Sierra Vista, Willcox, and surrounding areas.
This page was last updated on: 11/12/2014.