Colonial Penn Medicare Supplement Plan A for Pennsylvania is the most basic of all Medicare Supplements. Plan A covers some of the gaps in Original Medicare. It's easy to confuse Plan A with Medicare Part A, which pays for the bulk of your inpatient hospital care. This is optional health insurance that supplements a few of the gaps in your Medicare coverage.
Here's how Plan A covers you:
- Medicare Part A coinsurance payments up to an additional 365 days after Original Medicare benefits are exhausted
- Medicare Part B co-payment or coinsurance expenses, including preventative care coinsurance expenses
- The first three pints of blood used in a medical procedure
- Part A hospice care coinsurance expense or co-payment
Coverage and Costs
Plan A offers the least benefits. Beneficiaries are responsible for covering the Part A deductible in full, which includes hospitalization costs, Skilled Nursing Facility (SNF) care, hospice care, and some home health care services. This plan might be suitable if you have no desire to pay costly premiums for benefits you are not likely to use. However, be aware that this plan has the potential for higher out-of-pocket costs should you require inpatient hospital care.
Most Medicare Supplement plans cover some or all of the Part A deductible. Colonial Penn Medicare Supplement Plan A may be less expensive when compared to other Medigap plans, but other supplements offer more coverage. Take this into consideration when choosing a supplement, and how the risk of additional co-payment or coinsurance expenses can affect your finances.
The chart below explains how this plan covers the portions of Medicare Part A (hospital insurance) that are not paid by Medicare.
The following table details how the plan covers the portions of Medicare Part B (medical insurance) that are not paid by Medicare.
Prescription Drug Coverage
The 10 standardized Medicare Supplements do not cover prescriptions. Add a Medicare Part D Plan (PDP) for prescription coverage. Here are a few plans available to you in Pennsylvania:
|WellCare Classic (PDP)||$34.50||$360.00|
|Symphonix Value Rx (PDP)||$32.60||$360.00|
|SecureRx - Option 1 (PDP)||$144.60||$0.00|
|WellCare Extra (PDP)||$66.80||$0.00|
|Humana Preferred Rx Plan (PDP)||$32.20||$360.00|
|Magellan Rx Medicare Basic (PDP)||$35.90||$360.00|
|First Health Part D Premier Plus (PDP)||$77.90||$0.00|
|Express Scripts Medicare - Value (PDP)||$34.20||$360.00|
|Blue Rx PDP Complete (PDP)||$149.60||$0.00|
|SilverScript Plus (PDP)||$87.70||$0.00|
Foreign Travel Coverage
Medicare does not pay for your healthcare (including emergencies) when you travel outside of the United States of America and its territories. If you travel, be sure to enroll in a plan that will cover you at the level you need.
|Foreign Travel Emergency:|
Colonial Penn Life Insurance Co Insurance Rating
Colonial Penn Life Insurance Co has a Good rating from A.M. Best Company, the #1 source for insurance industry rating information. If this was a star rating it would be 4.0 out of 5 stars (Good). Use this information as a measure of the financial stability of the insurance carrier when considering Colonial Penn Medicare Supplement Plan A.
Colonial Penn Medicare Supplement Plan A is available to all Pennsylvania Medicare beneficiaries, ages 65 and older, enrolled in Medicare Part B. If you are just turning age 65, you have guaranteed issue rights and cannot be turned down. Plus, this insurance policy cannot be canceled. It will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Medicare Supplement insurance is available from Colonial Penn Life Insurance Co in Philadelphia, Allentown, Bethlehem, State College, Scranton, Wilkes-Barre, Altoona, Harrisburg, York, Erie, Reading, Lancaster, and most other Pennsylvania cities and locations.
Tips and Disclaimers
The Medicare Supplement plan data on MedicareWire.com comes directly from Medicare.gov and private sources and is subject to change. The Centers for Medicare and Medicaid Services, the Pennsylvania State Insurance Commission, and Colonial Penn Life Insurance Co has neither reviewed nor endorsed the information on this site.
The benefit information provided on this page is a brief summary only, not a complete description. Limitations and restrictions may apply. For more information contact the insurance carrier directly at http://www.colonialpenn.com.
The MedicareWire.com website is available for educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information. However, this site is not intended as a substitute for legal, health, or financial advice from a licensed professional. On this page we help comsumers:
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This Medicare Supplement insurance information is maintained by David Bynon and was last updated on .
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