AARP MedicareComplete Choice Plan 2, a Polk County, Florida Medicare Advantage plan from UnitedHealthcare, is a Preferred Provider Organization (PPO) option for people with Medicare. PPO health insurance allows you to choose your own primary care doctor, specialists and other healthcare providers. If you're on a budget you can lower your out-of-pocket costs by using the plan's provider network.
The monthly premium on this PPO plan is $0.00. Plus, co-payments and/or co-insurances also apply to most of the healthcare services you use. However, unlike original Medicare your out-of-pocket expenses are capped. As a result, you won't be vulnerable to excessive medical bills due to an accident or a critical illness.
The Centers for Medicare and Medicaid Services (CMS) reviews and rates the quality of all plans. The 1 (worst) to 5 (best) star ratings assist people considering plans and offer an unbiased measure of quality.
The CMS has awarded AARP MedicareComplete Choice Plan 2 Average as compared to all others (as of 15 October, 2014).out of 5 stars. That means Medicare deems this plan
One of the benefits built in to all Medicare Advantage plans is an annual out-of-pocket limit. The maximum is $6,700, but plans are allowed to offer a voluntary limit as low as $3,400 per year.
The most you will pay out-of-pocket if you enroll in this plan is $6,700. This amount is what you actually pay for your healthcare services. It does not include your monthly premium or your prescriptions. It's only the costs you pay out-of-pocket on co-payments and co-insurances.
It's important to do your homework and compare the co-payments and co-insurance with this plan to those of original Medicare. Also, be aware that Medicare Part A and Part B do not limit your out-of-pocket costs like Medicare Advantage. If you stay in original Medicare you must add supplemental Medicare insurance to cover the cost gaps.
Make sure you get the best health insurance for your unique situation. Compare AARP MedicareComplete Choice Plan 2 with these Medicare plans:
AARP MedicareComplete Choice Plan 2 vs. Medigap Plan K
In addition to the plans above, we recommend evaluating Medicare Supplement Plan K. These plans have a $4,940 out of pocket limit (vs. $6,700 on AARP MedicareComplete Choice Plan 2). Plus, you have the freedom to choose your doctors and other healthcare providers. Have a look at Medigap Plan K vs. Medicare Advantage before you make any decisions.
Who Can Join?
You can join AARP MedicareComplete Choice Plan 2 if you are entitled to Medicare Part A and enrolled in Medicare Part B and live in the service area. You must continue to pay your Medicare Part B premium. The service area includes: Lakeland, Alturas, Auburndale, Babson Park, Bartow, Bradley, Davenport, Dundee, Eagle Lake, Eaton Park, Fort Meade, Frostproof, Haines City, Highland City, Homeland, Kathleen, Lake Alfred, Lake Hamilton, Lake Wales, Lakeshore, Indian Lake Estates, Nalcrest, Loughman, Mulberry, Nichols, River Ranch, Polk City, Waverly, Winter Haven, Kissimmee, and all other areas of Polk County, Florida.
CMS File Date: October 15, 2014.
This Medicare Advantage Plan catalog is maintained by 9/14/2015. For more information, download the Summary of Benefits , visit the UnitedHealthcare website, or call UnitedHealthcare at N/A.and was last updated on