AARP MedicareComplete Choice Plan 2 Polk County, FL Medicare Advantage Plan

CMS Rating:AARP MedicareComplete Choice Plan 2, a 2014 Medicare Advantage plan for Polk County, FL seniors, has an average CMS rating of 3.0 out of 5 stars.
Plan Year:2014
Monthly Premium:$0.00
Includes Part D:Yes
Part D Deductible:$0.00
Mail Order Pharmacy:No
Part D Gap Coverage:No Gap Coverage
Plan ID:R5287-001
For Residents Of:Polk County, FL
Plan Brochure:AARP MedicareComplete Choice Plan 2 Medicare Advantage plan Summary of Benefits for Polk County, FL
Regional PPO Plan
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Medicare Advantage Plan Summary & Benefits

AARP MedicareComplete Choice Plan 2 Medicare Advantage Plan for Polk County, Florida seniors on Medicare.AARP MedicareComplete Choice Plan 2 (R5287-001), Preferred Provider Organization Advantage Plan, Polk County, FL by UnitedHealthcare

AARP MedicareComplete Choice Plan 2 is a Preferred Provider Organization (PPO) health insurance plan for seniors and other Medicare beneficiaries in Polk County, Florida with Medicare benefits. A Medicare Advantage PPO plan gives you freedom to choose which doctors, specialists, and hospitals you visit. You can lower your costs when you use network providers. Plus, predictable copayments and coinsurance make it easier for you to budget healthcare costs. The monthly premium is $0.00.

Maximum Out-of-Pocket (MOOP) Expense

All Medicare Advantage plans have a maximum out-of-pocket (MOOP) limit of $6,700. This is mandated by law. However, plans like AARP MedicareComplete Choice Plan 2 are allowed to offer a voluntary MOOP as low as $3,400.The AARP MedicareComplete Choice Plan 2 Medicare Advantage plan MOOP is $6,700. This figure does not include your monthly premium or the cost of your prescriptions (Part D Coverage).

What this means is that as soon as your copayments and coinsurance for doctor visits and hospital care reaches $6,700, you will no longer pay copayment or coinsurance for the remainder of the year. This is your guarantee that a critical illness or serious accident will protect you from financial liability. It's just as important as the premiums and the co-payments.

When comparing Medicare Advantage plans with traditional Medicare, don't forget that you pay about twenty percent of all covered expenses, but there's no limit. That means you have a lot of risk unless you purchase a Medicare supplement policy to cover the gap.

CMS 5-Star Rating

After its first year on the market, each Medicare Advantage plan receives a one to five star rating from the Centers for Medicare and Medicaid Services (CMS). The relative quality assessment of health insurance by CMS assists people who are considering enrollment. Plans with five stars represent the highest quality, whereas a one star plan has the worst quality.

The AARP MedicareComplete Choice Plan 2 Medicare Advantage plan has received a 3.0 out of 5 star average rating. Overall, CMS considers this plan to be Average (as of 15 October, 2013).

Compare Medicare Advantage Plans

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AARP MedicareComplete Choice Plan 2 Availability

AARP MedicareComplete Choice Plan 2 is available in Kissimmee, Lake Hamilton, Nichols, Lakeland, Fort Meade, Auburndale, Highland City, Haines City, Bradley, Kathleen, Babson Park, Lakeshore, Loughman, Lake Wales, Eagle Lake, Lake Alfred, Davenport, Alturas, Waverly, Mulberry, Homeland, Bartow, Winter Haven, Eaton Park, Frostproof, Indian Lake Estates, Nalcrest, River Ranch, Polk City, Dundee, and all other locations in Polk County.

This page was last updated on: 8/18/2014