BlueMedicare Regional PPO Sarasota County, FL Medicare Advantage Plan

CMS Rating:BlueMedicare Regional PPO, a 2014 Medicare Advantage plan for Sarasota County, FL seniors, has an average CMS rating of 3.0 out of 5 stars.
Plan Year:2014
Monthly Premium:$0.00
Includes Part D:Yes
Part D Deductible:$30.00
Mail Order Pharmacy:No
Part D Gap Coverage:No Gap Coverage
Plan ID:R3332-001
For Residents Of:Sarasota County, FL
Plan Brochure:BlueMedicare Regional PPO Medicare Advantage plan Summary of Benefits for Sarasota County, FL
Regional PPO Plan
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Medicare Advantage Plan Summary & Benefits

BlueMedicare Regional PPO Medicare Advantage Plan for Sarasota County, Florida seniors on Medicare.BlueMedicare Regional PPO (R3332-001), Preferred Provider Organization Advantage Plan, Sarasota County, FL by Blue Cross and Blue Shield of Florida, Inc.

BlueMedicare Regional PPO is a Preferred Provider Organization (PPO) health insurance plan for seniors and other Medicare beneficiaries in Sarasota County, Florida with Medicare benefits. A Medicare Advantage PPO plan gives you freedom to choose which doctors, specialists, and hospitals you visit. You can lower your costs when you use network providers. Plus, predictable copayments and coinsurance make it easier for you to budget healthcare costs. The monthly premium is $0.00.

Maximum Out-of-Pocket (MOOP) Expense

All Medicare Advantage plans have a maximum out-of-pocket (MOOP) limit of $6,700. This is mandated by law. However, plans like BlueMedicare Regional PPO are allowed to offer a voluntary MOOP as low as $3,400.The BlueMedicare Regional PPO Medicare Advantage plan MOOP is $6,700. This figure does not include your monthly premium or the cost of your prescriptions (Part D Coverage).

What this means is that as soon as your copayments and coinsurance for doctor visits and hospital care reaches $6,700, you will no longer pay copayment or coinsurance for the remainder of the year. This is your guarantee that a critical illness or serious accident will protect you from financial liability. It's just as important as the premiums and the co-payments.

When comparing Medicare Advantage plans with traditional Medicare, don't forget that you pay about twenty percent of all covered expenses, but there's no limit. That means you have a lot of risk unless you purchase a Medicare supplement policy to cover the gap.

CMS 5-Star Rating

The Centers for Medicare and Medicaid Services (CMS) rates the relative quality of all private health insurance offered through the Medicare Advantage program. The ratings are designed to assist people considering enrolling. CMS rates plans on a one to five-star scale, with five stars representing the best quality.

The BlueMedicare Regional PPO Medicare Advantage plan has received a 3.0 out of 5 star average rating. Overall, CMS considers this plan to be Average (as of 15 October, 2013).

Compare Medicare Advantage Plans

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BlueMedicare Regional PPO Availability

The BlueMedicare Regional PPO Mediare Advantage plan is currently available to residents of Sarasota, Laurel, Venice, Osprey, Englewood, North Port, Nokomis, and all other locations in Sarasota County, Florida.

This page was last updated on: 7/20/2014