Geisinger Gold Preferred 200 Ocean County, NJ Medicare Advantage Plan

CMS Rating:Geisinger Gold Preferred 200, a 2014 Medicare Advantage plan for Ocean County, NJ seniors, has an average CMS rating of 0.0 out of 5 stars.
Plan Year:2014
Monthly Premium:$58.00
Includes Part D:No
Part D Deductible:$0.00
Mail Order Pharmacy:No
Part D Gap Coverage:
Plan ID:H9412-002
For Residents Of:Ocean County, NJ
Plan Brochure:Not Available
Local PPO Plan
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Medicare Advantage Plan Summary & Benefits

Geisinger Gold Preferred 200 Medicare Advantage Plan for Ocean County, New Jersey seniors on Medicare.Geisinger Gold Preferred 200 (H9412-002), Preferred Provider Organization Advantage Plan, Ocean County, NJ by Geisinger Gold

Geisinger Gold Preferred 200 is a Preferred Provider Organization (PPO) health insurance plan for seniors and other Medicare beneficiaries in Ocean County, New Jersey with Medicare benefits. A Medicare Advantage PPO plan gives you freedom to choose which doctors, specialists, and hospitals you visit. You can lower your costs when you use network providers. Plus, predictable copayments and coinsurance make it easier for you to budget healthcare costs. The monthly premium is $58.00.

Maximum Out-of-Pocket (MOOP) Expense

All Medicare Advantage plans have a maximum out-of-pocket (MOOP) limit of $6,700. This is mandated by law. However, plans like Geisinger Gold Preferred 200 are allowed to offer a voluntary MOOP as low as $3,400.The Geisinger Gold Preferred 200 Medicare Advantage plan MOOP is $5,000. This figure does not include your monthly premium or the cost of your prescriptions (Part D Coverage).

What this means is that as soon as your copayments and coinsurance for doctor visits and hospital care reaches $5,000, you will no longer pay copayment or coinsurance for the remainder of the year. This is your guarantee that a critical illness or serious accident will protect you from financial liability. It's just as important as the premiums and the co-payments.

When comparing Medicare Advantage plans with traditional Medicare, don't forget that you pay about twenty percent of all covered expenses, but there's no limit. That means you have a lot of risk unless you purchase a Medicare supplement policy to cover the gap.

CMS 5-Star Rating

To help shoppers compare private health insurance options, Medicare rates the quality of all Medicare Advantage plans. The Centers for Medicare and Medicare Services rates each plan using a one to five-star scale, with one star representing the lowest quality and five stars the highest.

The Geisinger Gold Preferred 200 Medicare Advantage plan is new and has not yet been rated by CMS. This is why the plan's rating is listed as 0 out of 5 stars (as of 15 October, 2013).

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This page was last updated on: 6/22/2014