Geisinger Gold Preferred 200 Ocean County, NJ Medicare Advantage Plan
Medicare Advantage Plan Summary & Benefits
Geisinger Gold Preferred 200 (H9412-002), Preferred Provider Organization Advantage Plan, Ocean County, NJ by Geisinger Gold
Geisinger Gold Preferred 200 is a Preferred Provider Organization (PPO) health insurance plan for seniors and other Medicare beneficiaries in Ocean County, New Jersey with Medicare benefits. A Medicare Advantage PPO plan gives you freedom to choose which doctors, specialists, and hospitals you visit. You can lower your costs when you use network providers. Plus, predictable copayments and coinsurance make it easier for you to budget healthcare costs. The monthly premium is $58.00.
Maximum Out-of-Pocket (MOOP) Expense
The new healthcare law allows for a maximum limit of $6,700 on your out of pocket medical costs for 2014 Medicare Advantage plans. This amount is commonly called the plan MOOP (Maximum Out of Pocket). A plan's MOOP does not include your prescriptions or the monthly premiums you pay for your health plan.
Although the mandatory MOOP limit is $6,700, the Affordable Care Act law allows for a “Voluntary MOOP” that can be as low as $3,400. The MOOP on this plan is $5,000. You need to take this figure into as much consideration as the premiums and the co-payments.
If you are comparing this Medicare Advantage plan with your Original Medicare benefits, take into consideration that the government does not have out-of-pocket limits on Medicare Parts A and B. With traditional Medicare the only way to protect yourself is to purchase a Medigap insurance policy to supplement your coverage.
CMS 5-Star Rating
To help shoppers compare private health insurance options, Medicare rates the quality of all Medicare Advantage plans. The Centers for Medicare and Medicare Services rates each plan using a one to five-star scale, with one star representing the lowest quality and five stars the highest.
The Geisinger Gold Preferred 200 Medicare Advantage plan is new and has not yet been rated by CMS. This is why the plan's rating is listed as out of 5 stars (as of 15 October, 2013).
Compare Medicare Advantage Plans
Compare Geisinger Gold Preferred 200 with these top rated Medicare Advantage Plans available in Ocean County:
- Aetna Medicare Standard Plan
- Aetna Medicare Premier Plan
- Geisinger Gold Classic 100 Plus $0 Deductible Rx
- Geisinger Gold Classic 300 $0 Deductible Rx
- Geisinger Gold Classic 100 Plus
Related Medicare Insurance in Ocean County, NJ
- Medicare Advantage Plans for Ocean County, NJ Seniors
- New Jersey Medicare Supplement Plans
- New Jersey Dental Insurance for Seniors
- New Jersey Prescription Drug Plans
Geisinger Gold Preferred 200 Availability
Geisinger Gold Preferred 200 is available in Jackson, Barnegat, Seaside Heights, Lavallette, Toms River, Waretown, West Creek, New Egypt, Manahawkin, Bayville, Island Heights, Manchester Township, Tuckerton, Beachwood, Lakewood, Seaside Park, Brick, Lanoka Harbor, Ocean Gate, Point Pleasant Beach, Pine Beach, Little Egg Harbor Twp, Lakehurst, Beach Haven, Normandy Beach, Barnegat Light, Mantoloking, Forked River, and all other locations in Ocean County.
This page was last updated on: 8/18/2014