HumanaChoice H4520-006 Webb County, TX Medicare Advantage Plan

CMS Rating:HumanaChoice H4520-006, a 2014 Medicare Advantage plan for Webb County, TX seniors, has an average CMS rating of 3.0 out of 5 stars.
Plan Year:2014
Monthly Premium:$66.00
Includes Part D:Yes
Part D Deductible:$0.00
Mail Order Pharmacy:No
Part D Gap Coverage:Few Generics, Few Brands
Plan ID:H4520-006
For Residents Of:Webb County, TX
Plan Brochure:Not Available
Local PPO Plan
$66.00
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Medicare Advantage Plan Summary & Benefits

HumanaChoice H4520-006 Medicare Advantage Plan for Webb County, Texas seniors on Medicare.HumanaChoice H4520-006 (H4520-006), Preferred Provider Organization Advantage Plan, Webb County, TX by Humana Insurance Company

HumanaChoice H4520-006 is a Preferred Provider Organization (PPO) health insurance plan for seniors and other Medicare beneficiaries in Webb County, Texas with Medicare benefits. A Medicare Advantage PPO plan gives you freedom to choose which doctors, specialists, and hospitals you visit. You can lower your costs when you use network providers. Plus, predictable copayments and coinsurance make it easier for you to budget healthcare costs. The monthly premium is $66.00.

Maximum Out-of-Pocket (MOOP) Expense

By law, private Medicare health insurance has an annual maximum out-of-pocket (MOOP) limit that helps protect you from financial disaster. The MOOP limit in 2014 is $6,700, but plans are allowed to have a MOOP as low as $3,400.

The most you will pay out-of-pocket, if you enroll in the HumanaChoice H4520-006 Medicare Advantage plan, is $6,600. This figure does not include your monthly premiums or your Medicare Part D coverage for prescriptions. This is what you pay out-of-pocket on co-payments and co-insurance.

Be sure to compare the co-payments and co-insurance with traditional Medicare, but be aware that there are no out-of-pocket limits with Medicare Parts A and B. With Original Medicare you must buy supplemental insurance to cover the gaps or pay out-of-pocket.

CMS 5-Star Rating

After its first year on the market, each Medicare Advantage plan receives a one to five star rating from the Centers for Medicare and Medicaid Services (CMS). The relative quality assessment of health insurance by CMS assists people who are considering enrollment. Plans with five stars represent the highest quality, whereas a one star plan has the worst quality.

The HumanaChoice H4520-006 Medicare Advantage plan has received a 3.0 out of 5 star average rating. Overall, CMS considers this plan to be Average (as of 15 October, 2013).

Compare Medicare Advantage Plans

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HumanaChoice H4520-006 Availability

HumanaChoice H4520-006 is available in Oilton, Laredo, Mirando City, Bruni, and all other locations in Webb County.

This page was last updated on: 8/18/2014