Medicare Blue Choice Value Plus Monroe County, NY Medicare Advantage Plan
Medicare Advantage Plan Summary & Benefits
Medicare Blue Choice Value Plus (H3351-013), Health Maintenance Organization Advantage Plan, Monroe County, NY by Excellus Health Plan, Inc
Medicare Blue Choice Value Plus is a Health Maintenance Organization (HMO) health insurance plan for seniors and other people with Medicare living in Monroe County, New York. It includes all of the benefits of Original Medicare and may include prescription drug coverage and other extras. The primary benefit of an HMO is that the out-of-pocket costs are lower and more predictable than with other types of plans. The monthly premium is $80.00.
Please note: You must use plan providers to avoid incurring additional costs. You will be responsible for the costs of out of network care. Referrals may be required for all but primary care physician visits.
Maximum Out-of-Pocket (MOOP) Expense
The new healthcare law allows for a maximum limit of $6,700 on your out of pocket medical costs for 2014 Medicare Advantage plans. This amount is commonly called the plan MOOP (Maximum Out of Pocket). A plan's MOOP does not include your prescriptions or the monthly premiums you pay for your health plan.
Although the mandatory MOOP limit is $6,700, the Affordable Care Act law allows for a “Voluntary MOOP” that can be as low as $3,400. The MOOP on this plan is $4,000. You need to take this figure into as much consideration as the premiums and the co-payments.
If you are comparing this Medicare Advantage plan with your Original Medicare benefits, take into consideration that the government does not have out-of-pocket limits on Medicare Parts A and B. With traditional Medicare the only way to protect yourself is to purchase a Medigap insurance policy to supplement your coverage.
CMS 5-Star Rating
To help shoppers compare private health insurance options, Medicare rates the quality of all Medicare Advantage plans. The Centers for Medicare and Medicare Services rates each plan using a one to five-star scale, with one star representing the lowest quality and five stars the highest.
The Medicare Blue Choice Value Plus Medicare Advantage plan has received a Above Average (as of 15 October, 2013).out of 5 star average rating. Overall, CMS considers this plan to be
Compare Medicare Advantage Plans
Compare Medicare Blue Choice Value Plus with these top rated Medicare Advantage Plans available in Monroe County:
- Preferred Gold with Part D
- Preferred Gold without Part D
- Medicare Blue Choice Optimum
- Medicare Blue Choice Platinum
- GoldValue with Part D
Additional Senior Health Plans in Monroe County, NY
- Medicare Advantage HMO and PPO Plans Available in Monroe County, NY
- New York Medigap Medicare Supplements
- Dental Plans for New York Seniors
- Medicare Part D Prescription Drug Plans for New York Seniors
Medicare Blue Choice Value Plus Availability
Medicare Blue Choice Value Plus is available in Spencerport, North Chili, Adams Basin, Hamlin, Rush, Brockport, Mendon, Clarkson, West Henrietta, Webster, Penfield, Mumford, Morton, Hilton, Rochester, Fairport, Churchville, East Rochester, North Greece, Scottsville, Henrietta, Honeoye Falls, Pittsford, and all other locations in Monroe County.
This page was last updated on: 8/18/2014